Better Coverage Consultants

Better Coverage For Less
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Tired of paying too much and getting less and less year after year?

Health Insurance is too expensive


As entreprenurs health insurance has become a crisis.  Benefits are one of the main reasons why employees leave a job and yet health insurance continues to increase year after year and we don't see an end to it.  We have options that are not available through brokers that can save you up to 50% on your premiums, are fully tax deductible through your business and give you national PPO coverage.
 
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Individual / Self Employed


Did you know that there are plans that offer self employed/business owners savings of up to 50% on your premiums and are not affected by your income?   These plans are fully tax deductible and give you national PPO coverage.   However, they are not available thru brokers.  We have more than 30 years of experience building businesses so we know how hard it is to stay profitable.  For many employers, healthcare is the second-largest expense after payroll—making it essential to review your coverage strategy. Why not explore options outside the marketplace and see if they fit your needs?  
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Group Plans


Employee retention is extremely important. Did you know that benefits are one of the main reasons employees leave a job?  Have you considered a different approach?  Instead of offering a "one size fits all" group plan why not offer a monthly stipend and allow your staff to shop for their own plans based on their needs? A stipend is still fully tax deductible to your business and will allow you to budget this cost and prevent you from being impacted by the increases year after year. Let us show you how.
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Ancillary Protection


Don't need full coverage plans?  We have benefits available that can enhance your current protection to either reduce or eliminate your out of pocket expenses.

These benefits cover a wide range: 
  • Dental
  • Vision
  • Critical Illness
  • Life Insurance
  • Short Term Disability


Meet Your Agent: Ernest Diaz


 
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Owner Ernest Diaz
Thirty five years as a business owner in the healthcare industry  gives him a unique perspective and ability to guide you thru the maze of health insurance plans available. The more the market changes the more you need someone with experience.

Also, as a builder of companies he understands the difficulties that entrepreneurs run into and how hard it is to build a profitable business.   He thinks outside the box and will give you ideas that will help you not only save money but also protect you from some of the unpredictability of the health insurance market as it is today.

Please feel free to look up his Google reviews and schedule a FREE call or a FREE Consultation by using the options below and let him help you.  He understands business better than most health insurance brokers.  Experience counts.

 

Licensed in: AL, AR, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, MO, MI,
MS, MT, NC, NE,NV, OH, OK, SC, SD, TN, TX, UT, VA, WI, WV, WY

 

Better Coverage For Less
 

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Why Choose Us


 
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Experience
At Better Coverage Consultants, we help entrepreneurs, self-employed professionals, and small business owners make confident health insurance decisions. We take the time to understand your needs, explain your options, and compare coverage that fits your budget. With 35 years of experience as a business owner in healthcare, Ernest Diaz brings a practical perspective to protecting your health, your family, and your business—with personal support long after you enroll.

Straight Answers - FREE QUOTES
Schedule a NO OBLIGATION call or meeting.  Both are FREE and we will generate quotes based on your needs and the benefits that you're looking for.

Clear explanation of benefits
We take the time to explain the different insurance plans and benefits, what is covered and what is not,  to make sure you know exactly what you're buying.

Nationwide Support
We are proud to serve 33 states throughout the nation. 


Licensed in: AL, AR, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, MO, MI, MS, MT, NC, NE, NV, OH, OK, SC, SD, TN, TX, UT, VA, WI, WV, WY
 
Contact Us Today!

 
"Ernest made sure we knew what we were getting with our health plan and was more than ready to re-explain anything if necessary. He made sure we were comfortable with our decision and guided us every step of the way! He has some solid private plan options for the self employed. If you’re self employed like us leave it to Ernest to find you the best options and explain the benefits to you"
— Devin Allen
"Ernest Diaz helped get me covered through US Health and has always taken great care of me since I started my health, dental and life insurance with him 3 years ago. He is very knowledgeable, explains benefits and coverage easily, and is always there for any questions I may have. I highly recommend giving Ernie a call for your insurance needs! Thank you for all that you do!"
— Grant Wilson
"I have been working with Ernest Diaz for over a year now to help people within our company and myself receiver health insurance. He has been extremely informative, patient, and understand. He made the whole process as easy as possible and it is affordable. Thank you Ernest for all you do."
— Briana Logan
"Working with Ernest was a breath of fresh air. His people-first mentality really shines! Professional and knowledgeable, if you want someone who genuinely cares and delivers, Ernest is your guy."
— Lynn Smith
"Ernest helped me get health coverage for myself. He is very knowledgeable and was able to tailor a plan to my needs. I highly recommend using him if you are in need of good coverage that is also affordable."
— Patrick
"Ernie has been awesome to deal with and help me through a ton of different options. It’s been a great plan would highly recommend to anybody."
— Casey Edgeman

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