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Tired of paying too much and getting less and less year after year?

 

Health Insurance Is Too Expensive

For entrepreneurs and small business owners, health insurance has become a crisis.  Benefits are one of the main reasons employees leave a job, yet health insurance continues to increase year after year and we don't see an end to it.  We have options that are not available through brokers that can save you up to 50% on your premiums, are fully tax deductible through your business, and give you national PPO coverage.
 
Getty woman at desk working on computers
Getty woman at desk working on computers


Individual / Self-Employed


Self-employed individuals and business owners can save up to 50% on premiums with health insurance plans that are not affected by income, are fully tax deductible and give you national PPO coverage. However, these plans are not available through brokers.

We have more than 30 years of experience building businesses, so we know how hard it is to stay profitable. For many employers, healthcare is the second-largest expense after payroll, which makes it essential to review your coverage strategy. Why not explore options outside the marketplace and see if they fit your needs?
Office group photo
Office group photo 1758691736975


Group Plans


Employee retention is extremely important, and benefits are one of the main reasons employees leave a job.

Instead of a one-size-fits-all group health plan, you can offer your employees a monthly stipend and let them shop for the plans that fit their needs. A stipend is fully tax deductible to your business, lets you budget this cost, and prevents you from being impacted by the increases year after year. Have you considered a different approach? Let us show you how.
Ancillary benefits diagram
Ancillary benefits diagram


Ancillary Protection


Don't need a full health insurance plan? We have ancillary benefits available that can enhance your current protection to either reduce or eliminate your out-of-pocket expenses.

These benefits cover a wide range of needs:
  • Dental
  • Vision
  • Critical Illness
  • Life Insurance
  • Short-Term Disability
  • Accident Coverage

Meet Your Agent: Ernest Diaz

Diaz Headshot
Owner Ernest Diaz


Thirty-five years as a business owner in the healthcare industry gives him a unique perspective and the ability to guide you through the maze of health insurance plans available. The more the market changes, the more you need someone with experience.

Also, as a builder of companies, he understands the difficulties that entrepreneurs run into and how hard it is to build a profitable business. He thinks outside the box and will give you ideas that will help you not only save money but also protect you from some of the unpredictability of the health insurance market as it is today.

Please feel free to look up his Google reviews and schedule a free call or a free consultation using the options below and let him help you. He understands business better than most health insurance brokers. Experience counts.


 

Licensed in: AL, AR, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, MO, MI,
MS, MT, NC, NE, NV, OH, OK, SC, SD, TN, TX, UT, VA, WI, WV, WY

 

Better Coverage For Less
 

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Why Choose Us


 
Parents working remotely
Parents working remotely
Experience
At Better Coverage Consultants, we help entrepreneurs, self-employed professionals, and small business owners make confident health insurance decisions. We take the time to understand your needs, explain your options, and compare coverage that fits your budget. With 35 years of experience as a business owner in healthcare, Ernest Diaz brings a practical perspective to protecting your health, your family, and your business, with personal support long after you enroll.


Straight Answers - Free Quotes
Schedule a no obligation call or meeting.  Both are free, and we will generate health insurance quotes based on your needs and the benefits that you're looking for.

Clear Explanation of Benefits
We take the time to explain the different health insurance plans and benefits, what is covered and what is not, so you know exactly what you're buying.

Nationwide Support
We are licensed in over 30 states and proud to serve clients across the nation.
Contact Us Today!

 
"Ernest made sure we knew what we were getting with our health plan and was more than ready to re-explain anything if necessary. He made sure we were comfortable with our decision and guided us every step of the way! He has some solid private plan options for the self employed. If you’re self employed like us leave it to Ernest to find you the best options and explain the benefits to you"
— Devin Allen
"Ernest Diaz helped get me covered through US Health and has always taken great care of me since I started my health, dental and life insurance with him 3 years ago. He is very knowledgeable, explains benefits and coverage easily, and is always there for any questions I may have. I highly recommend giving Ernie a call for your insurance needs! Thank you for all that you do!"
— Grant Wilson
"I have been working with Ernest Diaz for over a year now to help people within our company and myself receiver health insurance. He has been extremely informative, patient, and understand. He made the whole process as easy as possible and it is affordable. Thank you Ernest for all you do."
— Briana Logan
"Working with Ernest was a breath of fresh air. His people-first mentality really shines! Professional and knowledgeable, if you want someone who genuinely cares and delivers, Ernest is your guy."
— Lynn Smith
"Ernest helped me get health coverage for myself. He is very knowledgeable and was able to tailor a plan to my needs. I highly recommend using him if you are in need of good coverage that is also affordable."
— Patrick
"Ernie has been awesome to deal with and help me through a ton of different options. It’s been a great plan would highly recommend to anybody."
— Casey Edgeman

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