01 / WORKING FOR YOURSELF
Self-employed & family coverage
For entrepreneurs, freelancers, and independent contractors who need coverage for themselves and the people who depend on them.
Explore individual options ↗Health insurance for people building a business
You build the business.
Let’s protect the life behind it.
Health insurance shouldn’t take your focus away from what you’re building. Explore coverage that fits your needs, with clear answers and personal guidance.
Free consultation. No obligation. A real conversation.
A clearer way forward
More confidence in
your coverage.
More focus on your business.
Your needs
Come first
Your options
Clearly explained
Your questions
Personally answered
Straight answers. Personal support.
Before you enroll—and after.
35 years in healthcare business ownership
Private health coverage options
Nationwide PPO network options
Licensed in over 30 states
Find your starting point
Your work is personal.
Your coverage should fit your life.
Rising premiums can leave less room for everything else. Let’s look at your needs, understand your current coverage, and explore the options available to you.
02 / SUPPORTING YOUR TEAM
Small business & group benefits
Understand your options for supporting employees while keeping your business budget in view. Start with a conversation about your team and goals.
Discuss business benefits ↗03 / PLANNING FOR THE UNEXPECTED
Supplemental protection
Explore dental, vision, accident, critical illness, life insurance, and short-term disability options to complement your protection.
Talk through coverage gaps ↗Already insured? A coverage review can help you understand premiums, provider access, benefits, and potential gaps.
Why Better Coverage Consultants
You deserve to understand what you’re paying for.
Choosing a health plan is a business decision and a personal one. We help you see the details clearly so you can decide with confidence.
Start a conversation ↗Options worth exploring
Through Ernest’s captive-agent relationship with USHEALTH, explore private health insurance options outside the Marketplace, including nationwide PPO network options.
Clarity before commitment
Talk through what a plan covers, what it excludes, provider networks, and out-of-pocket costs. Ask the questions that matter to you.
A person you can reach
Get personal guidance from an advisor who understands business ownership and remains available after enrollment.
No pressure. A practical next step.
From questions to a clearer decision.
Tell us what matters.
Share your budget, who needs coverage, your preferred doctors, and what isn’t working with your current plan.
Understand your options.
Review available coverage and discuss premiums, benefits, limitations, and network access in plain language.
Choose with confidence.
Decide whether an option fits your needs. If you enroll, you’ll have help understanding your coverage and where to turn with questions.
Ernest “Ernie” Diaz · Your health insurance guide
A guide who understands business
You have enough to figure out.
Let’s make coverage clearer.
With 35 years as a business owner in the healthcare industry, Ernest Diaz understands the pressure of protecting your family while building a profitable business.
At Better Coverage Consultants, the conversation starts with you: your needs, your questions, and your budget. The goal is greater peace of mind and more room to focus on your business.
Meet with Ernie ↗Good questions. Clear answers.
Let’s take the confusion out of coverage.
You don’t need to know insurance terminology to start a conversation.
Ask Ernie a question ↗Can you help if I’m self-employed?
Yes. We focus on entrepreneurs, self-employed professionals, and small business owners looking for coverage for themselves, their families, or their teams.
Are there options outside the Marketplace?
Yes. Through Ernest’s USHEALTH relationship, we can discuss private coverage options. We’ll explain eligibility, benefits, exclusions, and how the available options fit your situation.
Can I keep my doctor?
Provider access depends on the specific plan and network. Bring the names of your doctors and preferred hospitals so network participation can be checked before you decide.
Will a different plan save me money?
That depends on the plans available to you and your current coverage. Compare premiums alongside benefits, out-of-pocket costs, eligibility, and any Marketplace financial assistance. A review helps you understand the full picture.
What should I bring to a coverage review?
Your current premium and plan summary, the names of people who need coverage, preferred doctors, and any questions about benefits or costs. Please share personal medical information only through an appropriate secure process.
Does a consultation cost anything?
No. Your consultation and coverage review are free and carry no obligation to enroll.
Your next step
A little clarity can make
a big difference.
Let’s talk about what you need, what you’re paying, and whether there’s a better fit. No pressure—just a helpful conversation.
Schedule a free call – bettercov.org/call
[email protected]
Oklahoma City, Oklahoma · Serving clients across licensed states
Your free coverage review
Choose a convenient time to meet with Ernie and discuss your individual, family, or business coverage needs.
Schedule a free call ↗Schedule a free call – bettercov.org/call
Coverage availability, eligibility, benefits, exclusions, limitations, and network participation vary by product and state. Review the specific policy documents before enrolling. Supplemental coverage is designed to complement other protection.
Licensed states
AL, AR, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, MO, MI, MS, MT, NC, NE, NV, OH, OK, SC, SD, TN, TX, UT, VA, WI, WV, WY
Oklahoma license #100276563 · NPN 2658110
AL, AR, CO, DE, FL, GA, IA, IL, IN, KS, KY, LA, MD, MO, MI, MS, MT, NC, NE, NV, OH, OK, SC, SD, TN, TX, UT, VA, WI, WV, WY
Oklahoma license #100276563 · NPN 2658110